EMI Planner 
Verdiq v1.8 — What we're building next
A share card, the right start date for existing borrowers, and a quick prepay-vs-invest check. Here is why those mattered.
v1.8 is mostly about making the numbers easier to trust and a bit more useful after the first calculation.
Image Share Card
Text shares get ignored a lot. Image shares are easier to save and forward, so we are adding a "Share as image" button to the hero EMI card. One tap and your EMI, interest saved, and Freedom Date are ready to send in WhatsApp.
Loan Start Date
The most common complaint we get is: "My Freedom Date is wrong — I took this loan 3 years ago." Fair enough. The calculator assumed you were starting today. v1.8 adds a month/year picker so existing borrowers can see their real remaining tenure and their actual debt-free date.
Prepay vs Invest
You have ₹2 lakhs sitting idle. Should you prepay your home loan or put it in an FD? The answer depends on your loan rate, FD rate, tax slab, and how many years are left. We do the math instantly so you do not have to guess.