v1.8 — What we're building next
Image share cards, loan start date for existing borrowers, and a prepay vs invest calculator. Here's why we built each one.
v1.8 has one theme: make it accurate, shareable, and give it a recurring use case.
Image Share Card
Text shares get ignored. Image shares get saved, forwarded, and discussed. We're adding a "Share as image" button to the hero EMI card — one tap, a beautiful card with your EMI, interest saved, and Freedom Date lands in WhatsApp. Every share is a word-of-mouth referral we didn't have to pay for.
Loan Start Date
The most common complaint we get: "My Freedom Date is wrong — I took this loan 3 years ago." Fair. The calculator assumed you're starting today. v1.8 adds a month/year picker so existing borrowers see their real remaining tenure and their actual debt-free date. This should have been there from day one.
Prepay vs Invest
You have ₹2 lakhs sitting idle. Should you prepay your home loan or put it in an FD? The math isn't obvious — it depends on your loan rate, the FD rate, your tax slab, and how many years are left. We'll do the calculation instantly. No other loan app in India handles this well.